Why Credit Matters

[rad_page_section id=’rpsIG39QJSYSWBOKXIKBEVN6HB05RPI4F2R’ first=’true’ section_name=’Section’ v_padding=” classes=” visibility=’None’ background_opts=” background_color=” background_image=” background_position=” background_cover=” background_repeat=” background_attachment=” background_gradient_dir=” start_gr=” end_gr=’#eeeeee’ video_url=” border_top_width=’0′ border_top_color=” border_top_type=” border_bottom_width=’0′ border_bottom_color=” border_bottom_type=” ][rad_page_container id=’rpcKP3B7SRIRVYUF2XPCC46KX6NQRSWFKAW’ layout=’full’ first=’true’ last=’true’ top=’true’ classes=” visibility=’None’ float=’left’ background_opts=” background_color=” background_opacity=” background_image=” background_position=” background_cover=” background_repeat=” background_attachment=” background_gradient_dir=” start_gr=” end_gr=’#eeeeee’ border_top_width=’0′ border_top_color=” border_top_type=” border_bottom_width=’0′ border_bottom_color=” border_bottom_type=” ][rad_page_widget id=’rpwQWTRN90X1UTY618J191R5TCVD2V3ITJG’ type=’rad_text_widget’ last=’true’ top=’true’ text_title=’Why Your Credit Score Matters’ text_subtitle=” rich_key=’text_data’ col_alignment=’center’ visibility=’none’ delay=” clear_float=’no’ icon=” icon_margin=’5′ icon_alignment=’left’ icon_animation=’none’ title_color=’#fc8905′ subtitle_color=” text_color=” title_size=’40’ title_w=” subtitle_size=” subtitle_w=” text_size=” cb_margin=’-50′ ct_margin=” tt_margin=” st_margin=” tet_margin=” ][/rad_page_widget][/rad_page_container][/rad_page_section][rad_page_section id=’rpsYG1IXKUD2EIWBR4P3K2VFNY6406LS185′ section_name=’Section’ v_padding=” classes=” visibility=’None’ background_opts=” background_color=” background_image=” background_position=” background_cover=” background_repeat=” background_attachment=” background_gradient_dir=” start_gr=” end_gr=’#eeeeee’ video_url=” border_top_width=’0′ border_top_color=” border_top_type=” border_bottom_width=’0′ border_bottom_color=” border_bottom_type=” ][rad_page_container id=’rpcS2MNM2L6P26PAW7U3KQ8NQ9KJMP0CU5U’ layout=’one_half’ first=’true’ top=’true’ classes=” visibility=’None’ float=’left’ background_opts=” background_color=” background_opacity=” background_image=” background_position=” background_cover=” background_repeat=” background_attachment=” background_gradient_dir=” start_gr=” end_gr=’#eeeeee’ border_top_width=’0′ border_top_color=” border_top_type=” border_bottom_width=’0′ border_bottom_color=” border_bottom_type=” ][rad_page_widget id=’rpwTK13KSGYRUU2EJSLX69C45JNJN3NDCV8′ type=’rad_text_widget’ last=’true’ top=’true’ type=’rad_text_widget’ text_title=” text_subtitle=” rich_key=’text_data’ col_alignment=’left’ visibility=’none’ delay=” clear_float=’no’ icon=” icon_margin=’5′ icon_alignment=’left’ icon_animation=’none’ title_color=” subtitle_color=” text_color=” title_size=” title_w=” subtitle_size=” subtitle_w=” text_size=” cb_margin=” ct_margin=” tt_margin=” st_margin=” tet_margin=” rich_key=’text_data’ type=’rad_text_widget’ id=’rpwTK13KSGYRUU2EJSLX69C45JNJN3NDCV8′ ]laptopcreditscore[/rad_page_widget][/rad_page_container][rad_page_container id=’rpcCB6SA97TN6L8WFQD5E3PLY3ROYKXS7N9′ layout=’one_half’ last=’true’ top=’true’ classes=” visibility=’None’ float=’left’ background_opts=” background_color=” background_opacity=” background_image=” background_position=” background_cover=” background_repeat=” background_attachment=” background_gradient_dir=” start_gr=” end_gr=’#eeeeee’ border_top_width=’0′ border_top_color=” border_top_type=” border_bottom_width=’0′ border_bottom_color=” border_bottom_type=” ][rad_page_widget id=’rpwF0DJUQQKDH3E64KUN906SKA1V05XNSGU’ type=’rad_text_widget’ last=’true’ top=’true’ text_title=’The Value of Good Credit’ text_subtitle=” rich_key=’text_data’ col_alignment=’left’ visibility=’none’ delay=” clear_float=’no’ icon=” icon_margin=’5′ icon_alignment=’left’ icon_animation=’none’ title_color=’#fc8905′ subtitle_color=” text_color=’#575252′ title_size=’32’ title_w=” subtitle_size=” subtitle_w=” text_size=’20’ cb_margin=” ct_margin=’75’ tt_margin=” st_margin=” tet_margin=” ]Having a good credit score can save you thousands, even tens of thousands of dollars, on your largest financial purchases. Good credit truly is the gift that keeps on giving. But don’t just take our word for it! Scroll down to see the very real savings that good credit can give you.[/rad_page_widget][/rad_page_container][/rad_page_section][rad_page_section id=’rpsMT6HQTOSK2H9J57H5XJKDEX4NWFRO2A8′ section_name=’Section’ v_padding=” classes=” visibility=’None’ background_opts=” background_color=” background_image=” background_position=” background_cover=” background_repeat=” background_attachment=” background_gradient_dir=” start_gr=” end_gr=’#eeeeee’ video_url=” border_top_width=’0′ border_top_color=” border_top_type=” border_bottom_width=’0′ border_bottom_color=” border_bottom_type=” ][rad_page_container id=’rpcOR18CTM05RJQ96HBDNFV0KRIV9LFJAT8′ layout=’one_half’ first=’true’ top=’true’ classes=” visibility=’None’ float=’left’ background_opts=” background_color=” background_opacity=” background_image=” background_position=” background_cover=” background_repeat=” background_attachment=” background_gradient_dir=” start_gr=” end_gr=’#eeeeee’ border_top_width=’0′ border_top_color=” border_top_type=” border_bottom_width=’0′ border_bottom_color=” border_bottom_type=” ][rad_page_widget id=’rpwJ1RVS5ECHATTGQPQUTDO77UBQIED34A9′ type=’rad_text_widget’ last=’true’ top=’true’ text_title=’Buying a Home’ text_subtitle=” rich_key=’text_data’ col_alignment=’left’ visibility=’none’ delay=” clear_float=’no’ icon=” icon_margin=’5′ icon_alignment=’left’ icon_animation=’none’ title_color=’#fc8905′ subtitle_color=” text_color=’#575252′ title_size=’32’ title_w=” subtitle_size=” subtitle_w=” text_size=’20’ cb_margin=” ct_margin=” tt_margin=” st_margin=” tet_margin=” ]Purchasing a home is probably the largest purchase you will ever make in your life. Your credit score will determine not only if you qualify for a home mortgage but also how much you pay in interest. Consider this. If you had a credit score of 760 vs. a score of 620, you could save over $140 a month on your mortgage payment as a result of a lower interest rate. Over 30 years that $140 a month equals a total savings of over $60,000![/rad_page_widget][/rad_page_container][rad_page_container id=’rpcQL9I6AX8KR029VVT3L4B1XK6TRNREWUO’ layout=’one_half’ last=’true’ top=’true’ classes=” visibility=’None’ float=’left’ background_opts=” background_color=” background_opacity=” background_image=” background_position=” background_cover=” background_repeat=” background_attachment=” background_gradient_dir=” start_gr=” end_gr=’#eeeeee’ border_top_width=’0′ border_top_color=” border_top_type=” border_bottom_width=’0′ border_bottom_color=” border_bottom_type=” ][rad_page_widget id=’rpwQLHMTYFUGFEA2116HLN0PRN98RCEK5WC’ type=’rad_text_widget’ last=’true’ top=’true’ type=’rad_text_widget’ text_title=” text_subtitle=” rich_key=’text_data’ col_alignment=’left’ visibility=’none’ delay=” clear_float=’no’ icon=” icon_margin=’5′ icon_alignment=’left’ icon_animation=’none’ title_color=” subtitle_color=” text_color=” title_size=” title_w=” subtitle_size=” subtitle_w=” text_size=” cb_margin=” ct_margin=” tt_margin=” st_margin=” tet_margin=” rich_key=’text_data’ type=’rad_text_widget’ id=’rpwQLHMTYFUGFEA2116HLN0PRN98RCEK5WC’ ]ficochart[/rad_page_widget][/rad_page_container][/rad_page_section][rad_page_section id=’rpsD458UNSF8XCO13DYMKRT9YGNUTJQSX3Q’ section_name=’Section’ v_padding=” classes=” visibility=’None’ background_opts=” background_color=” background_image=” background_position=” background_cover=” background_repeat=” background_attachment=” background_gradient_dir=” start_gr=” end_gr=’#eeeeee’ video_url=” border_top_width=’0′ border_top_color=” border_top_type=” border_bottom_width=’0′ border_bottom_color=” border_bottom_type=” ][rad_page_container id=’rpcCTOUPCARDLY8BSRV3545K2H470EYT44G’ layout=’one_half’ first=’true’ top=’true’ classes=” visibility=’None’ float=’left’ background_opts=” background_color=” background_opacity=” background_image=” background_position=” background_cover=” background_repeat=” background_attachment=” background_gradient_dir=” start_gr=” end_gr=’#eeeeee’ border_top_width=’0′ border_top_color=” border_top_type=” border_bottom_width=’0′ border_bottom_color=” border_bottom_type=” ][rad_page_widget id=’rpwCCO7SRHNWRS8C2KSL6KV6IAJHRRLD844′ type=’rad_text_widget’ last=’true’ top=’true’ type=’rad_text_widget’ text_title=” text_subtitle=” rich_key=’text_data’ col_alignment=’center’ visibility=’none’ delay=” clear_float=’no’ icon=” icon_margin=’5′ icon_alignment=’left’ icon_animation=’none’ title_color=” subtitle_color=” text_color=” title_size=” title_w=” subtitle_size=” subtitle_w=” text_size=” cb_margin=” ct_margin=” tt_margin=” st_margin=” tet_margin=” rich_key=’text_data’ type=’rad_text_widget’ id=’rpwCCO7SRHNWRS8C2KSL6KV6IAJHRRLD844′ ]rent-a-car-icon[/rad_page_widget][/rad_page_container][rad_page_container id=’rpcS7S9CAX1KURI7N0AAYLW73CER5KIK2B5′ layout=’one_half’ last=’true’ top=’true’ classes=” visibility=’None’ float=’left’ background_opts=” background_color=” background_opacity=” background_image=” background_position=” background_cover=” background_repeat=” background_attachment=” background_gradient_dir=” start_gr=” end_gr=’#eeeeee’ border_top_width=’0′ border_top_color=” border_top_type=” border_bottom_width=’0′ border_bottom_color=” border_bottom_type=” ][rad_page_widget id=’rpwE2NA9SHC0U814PABD3HFL6RGA5M4DEOJ’ type=’rad_text_widget’ last=’true’ top=’true’ text_title=’Purchasing a Car’ text_subtitle=” rich_key=’text_data’ col_alignment=’left’ visibility=’none’ delay=” clear_float=’no’ icon=” icon_margin=’5′ icon_alignment=’left’ icon_animation=’none’ title_color=’#fc8905′ subtitle_color=” text_color=’#575252′ title_size=’32’ title_w=” subtitle_size=” subtitle_w=” text_size=’20’ cb_margin=” ct_margin=” tt_margin=” st_margin=” tet_margin=” ]Your credit score determines how much you pay in interest for a car loan and can dramatically impact how much you pay over the life of the loan. An applicant with a 600 credit score qualifies for a much higher interest rate on a car loan than an individual with a 700 credit score. Over the course of the loan that equals thousands of dollars in additional interest payments for the exact same car![/rad_page_widget][/rad_page_container][/rad_page_section][rad_page_section id=’rpsH2MFGS8KQKP9YQ9PWGNKPJB4GXDOULOH’ section_name=’Section’ v_padding=” classes=” visibility=’None’ background_opts=” background_color=” background_image=” background_position=” background_cover=” background_repeat=” background_attachment=” background_gradient_dir=” start_gr=” end_gr=’#eeeeee’ video_url=” border_top_width=’0′ border_top_color=” border_top_type=” border_bottom_width=’0′ border_bottom_color=” border_bottom_type=” ][rad_page_container id=’rpcY05580QNS28GAFUWY1UFHYHMIGOI07M0′ layout=’one_half’ first=’true’ top=’true’ classes=” visibility=’None’ float=’left’ background_opts=” background_color=” background_opacity=” background_image=” background_position=” background_cover=” background_repeat=” background_attachment=” background_gradient_dir=” start_gr=” end_gr=’#eeeeee’ border_top_width=’0′ border_top_color=” border_top_type=” border_bottom_width=’0′ border_bottom_color=” border_bottom_type=” ][rad_page_widget id=’rpwWROW6V9VW5CVCGUK40WXE0T1BSK8MMM4′ type=’rad_text_widget’ last=’true’ top=’true’ text_title=’Credit Cards’ text_subtitle=” rich_key=’text_data’ col_alignment=’left’ visibility=’none’ delay=” clear_float=’no’ icon=” icon_margin=’5′ icon_alignment=’left’ icon_animation=’none’ title_color=’#fc8905′ subtitle_color=” text_color=’#575252′ title_size=’32’ title_w=” subtitle_size=” subtitle_w=” text_size=’20’ cb_margin=” ct_margin=” tt_margin=” st_margin=” tet_margin=” ]When you don’t have a high credit score it’s nearly impossible to qualify for a credit card. Often your only option is to apply for a secured card where you have to deposit the money down for the card. So if you want a secured card with a $500 limit you have to put down a deposit of $500. With a good credit score you can be automatically qualified for a card with a $5,000 limit, if not higher, and no cash deposit is required.[/rad_page_widget][/rad_page_container][rad_page_container id=’rpcU1AOQPUVQQ8TL12GIU9UFCLG9CWV334C’ layout=’one_half’ last=’true’ top=’true’ classes=” visibility=’None’ float=’left’ background_opts=” background_color=” background_opacity=” background_image=” background_position=” background_cover=” background_repeat=” background_attachment=” background_gradient_dir=” start_gr=” end_gr=’#eeeeee’ border_top_width=’0′ border_top_color=” border_top_type=” border_bottom_width=’0′ border_bottom_color=” border_bottom_type=” ][rad_page_widget id=’rpwQTBWRTGL61I3IHCY9N6SB10WJ9GRGR2H’ type=’rad_text_widget’ last=’true’ top=’true’ type=’rad_text_widget’ text_title=” text_subtitle=” rich_key=’text_data’ col_alignment=’left’ visibility=’none’ delay=” clear_float=’no’ icon=” icon_margin=’5′ icon_alignment=’left’ icon_animation=’none’ title_color=” subtitle_color=” text_color=” title_size=” title_w=” subtitle_size=” subtitle_w=” text_size=” cb_margin=” ct_margin=” tt_margin=” st_margin=” tet_margin=” rich_key=’text_data’ type=’rad_text_widget’ id=’rpwQTBWRTGL61I3IHCY9N6SB10WJ9GRGR2H’ ]Aha-Soft-Business-Credit-cards[/rad_page_widget][/rad_page_container][/rad_page_section][rad_page_section id=’rpsERKPXL0Q210U44RXFBPARGI0QGD65FJO’ section_name=’Section’ v_padding=” classes=” visibility=’None’ background_opts=” background_color=” background_image=” background_position=” background_cover=” background_repeat=” background_attachment=” background_gradient_dir=” start_gr=” end_gr=’#eeeeee’ video_url=” border_top_width=’0′ border_top_color=” border_top_type=” border_bottom_width=’0′ border_bottom_color=” border_bottom_type=” ][rad_page_container id=’rpcMX7E8T1AGKPX9NWJSUNT293TEUN95REN’ layout=’one_half’ first=’true’ top=’true’ classes=” visibility=’None’ float=’left’ background_opts=” background_color=” background_opacity=” background_image=” background_position=” background_cover=” background_repeat=” background_attachment=” background_gradient_dir=” start_gr=” end_gr=’#eeeeee’ border_top_width=’0′ border_top_color=” border_top_type=” border_bottom_width=’0′ border_bottom_color=” border_bottom_type=” ][rad_page_widget id=’rpwA71ASH7LTROQN9EW030WCAAOFG68M47U’ type=’rad_text_widget’ last=’true’ top=’true’ type=’rad_text_widget’ text_title=” text_subtitle=” rich_key=’text_data’ col_alignment=’left’ visibility=’none’ delay=” clear_float=’no’ icon=” icon_margin=’5′ icon_alignment=’left’ icon_animation=’none’ title_color=” subtitle_color=” text_color=” title_size=” title_w=” subtitle_size=” subtitle_w=” text_size=” cb_margin=” ct_margin=” tt_margin=” st_margin=” tet_margin=” rich_key=’text_data’ type=’rad_text_widget’ id=’rpwA71ASH7LTROQN9EW030WCAAOFG68M47U’ ]home-insurance-icon-[/rad_page_widget][/rad_page_container][rad_page_container id=’rpcXPOQ3Y2WXVVE9W7P1UJCARGJ3CSQV5TK’ layout=’one_half’ last=’true’ top=’true’ classes=” visibility=’None’ float=’left’ background_opts=” background_color=” background_opacity=” background_image=” background_position=” background_cover=” background_repeat=” background_attachment=” background_gradient_dir=” start_gr=” end_gr=’#eeeeee’ border_top_width=’0′ border_top_color=” border_top_type=” border_bottom_width=’0′ border_bottom_color=” border_bottom_type=” ][rad_page_widget id=’rpwW8UB0MWQS2I8CH9891719O48E5YOOCKX’ type=’rad_text_widget’ last=’true’ top=’true’ text_title=’Insurance Rates’ text_subtitle=” rich_key=’text_data’ col_alignment=’left’ visibility=’none’ delay=” clear_float=’no’ icon=” icon_margin=’5′ icon_alignment=’left’ icon_animation=’none’ title_color=’#fc8905′ subtitle_color=” text_color=’#575252′ title_size=’32’ title_w=” subtitle_size=” subtitle_w=” text_size=’20’ cb_margin=” ct_margin=’0′ tt_margin=” st_margin=” tet_margin=” ]Insurance companies use your credit score as part of the process of understanding your risk to them as a insurance provider. The higher your credit score the lower your insurance rate. Insurance companies believe that a high credit score means you are an less risky individual. As a result your insurance premium goes down and you save money every month.[/rad_page_widget][/rad_page_container][/rad_page_section][rad_page_section id=’rpsGH4M92UKEXDL9ILPFD2VX2CWNU83TUIB’ last=’true’ section_name=’Section’ v_padding=” classes=” visibility=’None’ background_opts=” background_color=” background_image=” background_position=” background_cover=” background_repeat=” background_attachment=” background_gradient_dir=” start_gr=” end_gr=’#eeeeee’ video_url=” border_top_width=’0′ border_top_color=” border_top_type=” border_bottom_width=’0′ border_bottom_color=” border_bottom_type=” ][rad_page_container id=’rpcXXMQ5MFEU8AC149T3O3162WAC9POGY3A’ layout=’full’ first=’true’ last=’true’ top=’true’ classes=” visibility=’None’ float=’left’ background_opts=” background_color=” background_opacity=” background_image=” background_position=” background_cover=” background_repeat=” background_attachment=” background_gradient_dir=” start_gr=” end_gr=’#eeeeee’ border_top_width=’0′ border_top_color=” border_top_type=” border_bottom_width=’0′ border_bottom_color=” border_bottom_type=” ][rad_page_widget id=’rpwV4FREUOAQTC9W49BT1160GK8D74JI6R9′ type=’rad_text_widget’ last=’true’ top=’true’ type=’rad_text_widget’ text_title=” text_subtitle=” rich_key=’text_data’ col_alignment=’center’ visibility=’none’ delay=” clear_float=’no’ icon=” icon_margin=’5′ icon_alignment=’left’ icon_animation=’none’ title_color=” subtitle_color=” text_color=” title_size=” title_w=” subtitle_size=” subtitle_w=” text_size=” cb_margin=” ct_margin=” tt_margin=” st_margin=” tet_margin=” rich_key=’text_data’ type=’rad_text_widget’ id=’rpwV4FREUOAQTC9W49BT1160GK8D74JI6R9′ ]

 

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