Build credit
without piling
on new debt

Trusted since 2012. Over 125,000 members helped!

Check Eligibility

Find out in seconds!
 

Watch Our 60-Second Explainer Video

Real members. Real results.

Average points increase
based on members who added 2 years of rental history.
More history, more points!

Most renters ask us:

Is there a guarantee?

Yes — your membership comes with a 90-day money back guarantee

What if I pay late?

It depends —  as long as your rent is paid within 30 days of the due date, your rent can be reported as on time!

Does this cause a hard inquiry?

No — we are simply adding the information to your credit report. We do not have access to your credit score or credit report information. 

Can I cancel?

Yes — you can cancel at anytime!
The account would close on your credit report, and the information will stay visible for 7 years. 

Does my landlord need to participate?

Yes — but luckily our process is easy, simple and private.
The rental verification process takes only 5 minutes! 

100,000+ members
have reported their rental payments with Rental Kharma.
#1 Rent reporting service since 2012!

Compare The Value

Secured
Credit Cards

  • $200-300 deposit
  • Initial credit score decrease
  • High Interest Rates

Authorized User
Tradelines

  • $500-1500 set up fee
  • Temporary score increase
  • Not for long term credit building

Rental Kharma

  • The Credit Time MachineAdd unlimited history at your current address fast!
  • 90-day money back guarantee
  • Results in 3-10 days
  • 1-on-1 Credit mentoring
  • Drivers Ed for Credit Community
  • $75 signup
  • Add a roommate for $25

No Secured Cards, No Authorized Users, YES Rental Kharma

Membership Options

Report your rent back to the move in date for your current rental property.
Includes a 90-day money back guarantee

One Renter

$75 Sign up fee
$8.95/mo membership fee required

Two Renters

$100 Sign up fee
$13.95/mo membership fee required

You're already paying rent.
Make it work for you.

Boost My Credit

Rental Kharma, Inc
225 South Jefferson Ave
Cookeville, TN 38501

Phone 931-500-1482
Fax 720-368-5060
support@rentalkharma.com