Score Impact - Rental Kharma

How Will Rent Reporting Impact Your Score?

Based on 10's of Thousands of Rental Kharma Member Results

The Largest Increases

Many years of rent history
You have 0-3 open accounts on your report
Recent negatives are more than 2 years old
You have not opened a new account in the last 3 months

Average Increases

Based on 2 years of rent history
You have 3-5 open accounts on your report
Recent negatives are more than 1 year old
You opened 1 or fewer new accounts in the last 3 months

Below Average Increases

You have less than 6 months of rent history
You have 7+ open accounts on your report
Recent negatives are less than 6 month old
You opened 2 or more new accounts in the last 3 months

What Is Your Current Credit Score?

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No Credit Score?

1 in 5 Americans Have NO Credit Score

Average Point Increase ► 668
Upper 10% Average Increase ► 745
Lower 10% Average Increase ► 636

400-500

Average Point Increase ► 54
Upper 10% Average Increase ► 126
Lower 10% Average Increase ► 15

500-550

Average Point Increase ► 51
Upper 10% Average Increase ► 130
Lower 10% Average Increase ► 14

550-600

Average Point Increase ► 38
Upper 10% Average Increase ► 105
Lower 10% Average Increase ► 10

600-650

Average Point Increase ► 32
Upper 10% Average Increase ► 111
Lower 10% Average Increase ► 6

650-700

Average Point Increase ► 17
Upper 10% Average Increase ► 79
Lower 10% Average Increase ► 4

700-750

Average Point Increase ► 11
Upper 10% Average Increase ► 42
Lower 10% Average Increase ► 2

750+

You only need rent reporting if your mortgage loan officer sent you to us

Quick Addition of Data for Mortgage Approval
Adds Needed Age to Your Credit Report
Average Point Increase ► 6

3rd Party Studies On Rent Reporting