Paid Vs. Free Rent Reporting Services

Understand the Difference Before Choosing

Paid Services

Rental Kharma
  • It does not matter how you pay your rent Cash, Check, Venmo, Housing Voucher etc
  • No bank account needed to use service
  • Report rent all the way back to moved in
  • Immediate score increases within days, average 40 points
  • Simple process for verification
  • Landlord friendly
  • Amazing reviews

Free Services

Example: Experian Boost or Self. Read the fine print!
  • You must grant electronic access to your checking account online
  • Only provides ongoing reportingSo your rent shows up as a new account
  • Very likely to drop your credit score initially for 3-6 months
  • No human powered support to help with problems
  • Concerning reviews