My name is Joseph Hayes and Rental Kharma saw to it that my rental history was reported in my credit report. After that I went to purchase a 2015 Harley Davidson with just $600.00 down. This was a blessing. I thank the Lord for Rental Kharma. I also would like to say thanks to Erik, who works for the company. He help me through it all. Thanks Erik for being a good sales person. You convinced me to give it a try and I did. Thanks again Erik.