How Utility Reporting Works?

FREE for a limited time for Rental Kharma members!

Step 1

The Why
  • The fastest way to significantly improve your credit score!
  • Add up to 4 utility accounts to your credit report1 Each: Phone, Electric, Gas & Water
  • Your utility account will show up as an aged account just like your rent The older the account the bigger impact it will have on your credit score

Step 2

The Benefits
  • FREE for the first 200 Rental Kharma members that want credit for their utility payments
  • No Setup Fee and No Monthly Fee
  • Utility reporting requires that you have access to your utility account online so that we can confirm your payment history and account age
  • Some accounts require a 3 way call with the utility company to confirm your accounts open date
  • If your utility account was opened in the last couple months, do not register that account. It will show as a new account and could drop your credit score!

Step 3

The Process
  • Register for your FREE utility Reporting with the form below
  • After registration you will be directed to schedule your onboarding call to complete the process
  • The onboarding call will take 15-30 minutes depending on the number of utilities you are reporting
  • Your utility accounts will report on your TransUnion credit reportWe will work with the other bureaus in the near future to see if they are ready to include utilities
  • You commit to a short follow up meeting with a Rental Kharma teammate after reporting to review your results!