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What Rent Qualifies
No Credit Score
90-Day Guarantee
How We Verify Your Rent
Score Impact
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Meet Our Team
We Are Hiring
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How it Works
What Rent Qualifies
No Credit Score
90-Day Guarantee
How We Verify Your Rent
Score Impact
FAQ’s
Learn
Compare
Reviews
Google Reviews
Facebook Reviews
In The News
Compare Rent Reporting Services
931-500-1482
Partners
Refer a Friend
Business Partners
Partnership Agreement
Media Inquiries
Members
Member Portal
1on1 Credit Mentoring Session
Install App
Podcast
Update Credit Card
I Moved
Refer a Friend
Cancel Membership
Privacy Policy
About
Contact Us
Meet Our Team
We Are Hiring
Blog
Español
Solve Your
No Credit Score Problem Fast
You are not alone
► 1 in 5 Americans does not have a credit score
Report all of your past rent at your current rental to your credit report
Go from No Credit Score to 640-700+
Results in 3-10 Days
90 Day Money Back Guarantee
No Credit Check
Cancel Anytime
Life Before
Rental Kharma
Getting declined because you had no score
► Because you chose not to have debt!
Buying a home was impossible with no score
Landlords wanted large deposits with no score
Predatory car loans were your only choice
► No Credit No Problem
Stuck in a financial trap
No one to turn to for good directions
Stressed not knowing what to do
Life With
Rental Kharma
Lenders finally see your on-time rent history
Approvals, Confidence & Options at fair Credit Union rates
Get unlimited 1-on-1 access to expert mentors personally trained by Cullen Canazares, founder of Rental Kharma — and in many cases, Cullen mentors members directly.
Finally understand credit — for free — in our Driver’s Ed for Credit community.
You will avoid the predatory lenders
No more credit stress — you understand the system and know exactly what to do.
Start Building My First Credit Score
No Credit Check Required
✅ “90-Day Money-Back Guarantee”
⭐ “Rated 4.8/5 on Trustpilot”
🔒 “Secure & Private”
Member Reviews
Folks that had No Score when they came to us.
Your Score Impact
How long have you rented your current home?
Video: See how renters build their first credit score
Check Eligibility
Find out in seconds!
Membership Options
No credit score to 600-750 in 3 days
One Renter
$75 Enrollment fee
$8.95/mo • Cancel anytime
Two Renters
$100 Enrollment fee
$13.95/mo • Cancel anytime
You're already paying rent.
Make it work for you.
No credit score to 600-750 in 3 days
Start Building My First Credit Score
No Credit Check Required
✅ “90-Day Money-Back Guarantee”
⭐ “Rated 4.8/5 on Trustpilot”
🔒 “Secure & Private”