Cullen Canazares, Author at Rental Kharma

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How to Report Past Rent Payments to Credit Bureau: Reporting Options & Tips

January 18, 2026Cullen CanazaresRent & Credit 101

Learn how to report past rent payments to credit bureaus. Discover reporting options and tips to build credit retroactively from your rental history.

Hand exchanging house keys for a stack of cash in an empty room with moving boxes in the background.

Rent Reporting with No Bank Account: How It Works & Service Options

January 17, 2026Cullen CanazaresRent & Credit 101

Learn how rent reporting works without a bank account. Discover service options to build credit through rent payments, even without traditional banking.

Woman reviewing bills and taking notes at a white desk with a laptop, calculator, and coffee cup.

Rent Reporting for Tenants: How it Works, Benefits & Best Services

January 16, 2026Cullen CanazaresRent & Credit 101

Learn how rent reporting works for tenants. Find out the benefits and best services to build credit through your monthly rent payments.

Woman with yellow headband reviewing documents on a green sofa in a bright, modern living room.

Rent Reporting without Landlord: Options & Top Services

January 15, 2026Cullen CanazaresRent & Credit 101

Learn about rent reporting options without landlord participation. Find top services that let you build credit with rent payments independently.

Young woman reviewing a document while taking notes at her desk with a laptop in a bright home office.

Rent Reporting to Build Credit: How it Works & Best Services

January 14, 2026Cullen CanazaresRent & Credit 101

Learn how rent reporting builds credit. Find out how it works and the best services to boost your credit score through monthly rent payments.

Family of four at a kitchen table, father working on a laptop with daughter on his lap, mother smiling nearby, and another daughter coloring with markers.

Credit Building for New Immigrants: Tips & Best Practices

January 13, 2026Cullen CanazaresBuild Credit Without Credit

Learn credit-building tips for new immigrants. Explore the best practices to establish credit history and build a strong financial foundation in the US.

Smiling young woman in yellow top receiving car keys while sitting in driver's seat, with a happy man looking on through the passenger window.

Can You Buy a Car with a 720 Credit Score? Loans & Interest Rates Explained

January 12, 2026Cullen CanazaresAuto

Learn if you can buy a car with a 720 credit score. Find out loan options, interest rates you qualify for, and how this score impacts your car purchase.

Happy young couple smiling as woman holds up house keys, celebrating new home ownership together.

Is 720 a Good Credit Score to Buy a House? Loan Options Explained

January 11, 2026Cullen CanazaresMortgages

Learn if a 720 credit score is good enough to buy a house. Find out loan options, rates you qualify for, and how this score impacts your home purchase.

Stressed man in green shirt rubbing his eyes while holding documents at desk with laptop, appearing frustrated or exhausted from work.

How Much Does Late Rent Affect Credit Score? Average Point Drops

January 10, 2026Cullen CanazaresRent & Credit 101

Learn how much late rent affects your credit score. Understand average point drops and steps to protect your credit from rental payment delinquencies.

Young woman using a calculator while reviewing bills and paperwork at her kitchen table with a laptop, managing household finances.

Credit Scores for Renters: Ranges & Minimums Explained

January 9, 2026Cullen CanazaresRent & Credit 101

Learn about credit scores for renters. Understand score ranges, minimum requirements, and what landlords look for when reviewing rental applications.

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