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How Does Canceling My Rent Reporting Affect My Credit Score?

  • Your account will be marked closed and paid, unless you leave an unpaid balance with your landlord.
  • Most members cancel service when they bought a home, if this is you, CONGRATS! You will see a short term drop in your score as your rental account is now closed and your new mortgage will start reportng in a few months.
  • Sadly, credit scores are based only on open accounts.
  • This will likely have a short term negative impact on your credit score.
  • If you moved to a new rental and want to keep reporting your rent, simply add your new rental.