Experian Boost, Boom Pay, Self etc. These companies use data scrapping to verify rent
Past reporting options are limited Data scrapping technology companies like Plaid are used to verify rental payment history. This tech can only go back as far as your bank shows the past payments which is usually 3-6 months
You must grant access to your bank accountWith Experian you are granting a credit bureau access to your bank account
Less than 50% of Renters can use these servicesBecause they don't pay rent consistently out of a bank account
Most only provide provide ongoing reportingNo large initial score increase
Your rent shows up as a new account and will drop your credit score initially for 3+ monthsOver time the score will slowly increase as each months payment is reported
No personalized credit mentoring to reach your goals fast
No human powered help
Concerning reviews
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